M-Pesa charges for KSh 30,000

What it costs to send, withdraw or ATM-withdraw KSh 30,000 on M-Pesa today.

Rates verified 5 October 2026
KSh

Cost to send KSh 30,000

KSh 108

to any M-Pesa, Airtel Money or T-Kash user

How this was calculated

Send money
KSh 108
Withdraw at an agent
KSh 197
Withdraw at an M-Pesa ATM
Not available
Send, then the recipient withdraws at an agent
KSh 305

Fees include excise duty. Receiving money and depositing at an agent are free.

Full M-Pesa tariff
Amount (KSh)SendAgent withdrawal
1 – 100KSh 0KSh 11
101 – 500KSh 7KSh 29
501 – 1,000KSh 13KSh 29
1,001 – 1,500KSh 23KSh 29
1,501 – 2,500KSh 33KSh 29
2,501 – 3,500KSh 53KSh 52
3,501 – 5,000KSh 57KSh 69
5,001 – 7,500KSh 78KSh 87
7,501 – 10,000KSh 90KSh 115
10,001 – 15,000KSh 100KSh 167
15,001 – 20,000KSh 105KSh 185
20,001 – 35,000KSh 108KSh 197
35,001 – 50,000KSh 108KSh 278
50,001 – 250,000KSh 108KSh 309

Quick answer

Sending KSh 30,000 costs KSh 108. Withdrawing it at an M-Pesa agent costs KSh 197. If you send KSh 30,000 and the recipient withdraws it, the total cost is KSh 305.

Fees at nearby amounts
AmountSendAgentATM
KSh 15,000KSh 100KSh 167KSh 203
KSh 20,000KSh 105KSh 185KSh 203
KSh 25,000KSh 108KSh 197not available
KSh 30,000KSh 108KSh 197not available
KSh 35,000KSh 108KSh 197not available
KSh 40,000KSh 108KSh 278not available
KSh 50,000KSh 108KSh 278not available

Rates used in this calculator

M-Pesa consumer tariff
Send KSh 1 – 100Free
Send fee rangeKSh 7 – 108
Agent withdrawal rangeKSh 11 – 309
ATM withdrawal rangeKSh 35 – 203 (up to KSh 20,000)
Maximum per transactionKSh 250,000
Daily limitKSh 500,000

Popular calculations

Frequently asked questions

How much does it cost to send KSh 30,000 on M-Pesa?

KSh 108, whether the recipient is on M-Pesa, Airtel Money or T-Kash.

How much is the withdrawal charge for KSh 30,000?

KSh 197 at an M-Pesa agent. ATM withdrawals are not available for this amount.

Related calculators

Sources:

Estimates for guidance only, not tax, legal or financial advice. Confirm with KRA, your employer or the provider for exact figures. How we calculate.