Home Mobile money M-Pesa charges KSh 200,000 M-Pesa charges for KSh 200,000 What it costs to send, withdraw or ATM-withdraw KSh 200,000 on M-Pesa today.
Rates verified 5 October 2026
Cost to send KSh 200,000
KSh 108
to any M-Pesa, Airtel Money or T-Kash user
How this was calculated
Send money KSh 108
Withdraw at an agent KSh 309
Withdraw at an M-Pesa ATM Not available
Send, then the recipient withdraws at an agent KSh 417 Fees include excise duty. Receiving money and depositing at an agent are free.
Full M-Pesa tariff Amount (KSh) Send Agent withdrawal 1 – 100 KSh 0 KSh 11 101 – 500 KSh 7 KSh 29 501 – 1,000 KSh 13 KSh 29 1,001 – 1,500 KSh 23 KSh 29 1,501 – 2,500 KSh 33 KSh 29 2,501 – 3,500 KSh 53 KSh 52 3,501 – 5,000 KSh 57 KSh 69 5,001 – 7,500 KSh 78 KSh 87 7,501 – 10,000 KSh 90 KSh 115 10,001 – 15,000 KSh 100 KSh 167 15,001 – 20,000 KSh 105 KSh 185 20,001 – 35,000 KSh 108 KSh 197 35,001 – 50,000 KSh 108 KSh 278 50,001 – 250,000 KSh 108 KSh 309
Quick answer Sending KSh 200,000 costs KSh 108. Withdrawing it at an M-Pesa agent costs KSh 309. If you send KSh 200,000 and the recipient withdraws it, the total cost is KSh 417.
Fees at nearby amounts Amount Send Agent ATM KSh 70,000 KSh 108 KSh 309 not available KSh 100,000 KSh 108 KSh 309 not available KSh 150,000 KSh 108 KSh 309 not available KSh 200,000 KSh 108 KSh 309 not available KSh 250,000 KSh 108 KSh 309 not available
Rates used in this calculator M-Pesa consumer tariff Send KSh 1 – 100 Free Send fee range KSh 7 – 108 Agent withdrawal range KSh 11 – 309 ATM withdrawal range KSh 35 – 203 (up to KSh 20,000) Maximum per transaction KSh 250,000 Daily limit KSh 500,000
Popular calculations M-Pesa fees for KSh 500 M-Pesa fees for KSh 1,000 M-Pesa fees for KSh 1,500 M-Pesa fees for KSh 2,000 M-Pesa fees for KSh 2,500 M-Pesa fees for KSh 3,000 M-Pesa fees for KSh 3,500 M-Pesa fees for KSh 4,000 M-Pesa fees for KSh 5,000 M-Pesa fees for KSh 6,000 M-Pesa fees for KSh 7,000 M-Pesa fees for KSh 7,500 M-Pesa fees for KSh 8,000 M-Pesa fees for KSh 10,000 M-Pesa fees for KSh 12,000 M-Pesa fees for KSh 15,000 Frequently asked questions How much does it cost to send KSh 200,000 on M-Pesa? KSh 108, whether the recipient is on M-Pesa, Airtel Money or T-Kash.
How much is the withdrawal charge for KSh 200,000? KSh 309 at an M-Pesa agent. ATM withdrawals are not available for this amount.
Next: Short on balance? See what Fuliza costs Sources: Estimates for guidance only, not tax, legal or financial advice. Confirm with KRA, your employer or the provider for exact figures. How we calculate .